These Terms of Use, together with any documents expressly incorporated by reference (collectively, the “Terms”), are entered into by and between you and Occams AI. d/b/a Incubation AI, A DELAWARE CORPORATION (“Company,” “we,” or “us”). These Terms govern your access to and use of incubation.ai (the “Site”), including any content, functionality, and services offered on or through the Site, whether as a guest or a registered user. The Terms also apply to your use of our chat and chatbot features, as well as any associated software applications and websites (together with the Site, the Services”). Certain Services may be subject to additional terms and conditions (“Service Terms”). If there is a conflict between these Terms and the Service Terms, the Service Terms will control for that Service.”

Please read these Terms carefully before using the Services. By accessing or using our Services, you accept and agree to be bound by these Terms. Please also review our Privacy Policy which describes how we collect, use, and safeguard personal information. Our Privacy Policy is a notice only and does not form part of these Terms. By using the Site or Services, you acknowledge and consent to our collection and use of information as described in the Privacy Policy.

You must be at least 13 years old to use the Services. Our business formation and related paid services are intended only for individuals 18 years of age or older. If you are between 13 and 17, you may use the Services only for limited access (such as browsing or interacting with the chatbot) and only under the supervision and with the involvement of a parent or legal guardian. By using the Services, you represent and warrant that you meet these requirements and are legally capable of entering into a binding contract with the Company.

Third Party Services. Our Services may include third party software, products, or services, ("Third Party Services") and some parts of our Services may include Output from those Services (“Third Party Output”). Third Party Services and Third Party Output are subject to their own terms, and we are not responsible for them.

Feedback. We appreciate your feedback, and you agree that we may use it without restriction or compensation to you.

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter. Your continued use of the Services after changes are posted means you accept and agree to the revised Terms.

You may use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:

• In any way that violates applicable federal, state, local, or international law or regulation (including, without limitation, sanctions, export control, or data protection laws).
• To exploit, harm, or attempt to exploit or harm minors in any way.
• To transmit or procure the sending of advertising or promotional material, including junk mail, chain letters, or spam.
• To impersonate the Company, its employees, another user, or any other person or entity.
• To engage in conduct that restricts or inhibits any other user’s enjoyment of the Services or that may harm the Company or expose us or other users to liability.
• To engage in contests, sweepstakes, pyramid schemes, or other unauthorized commercial activities or promotions.
• To harass, threaten, intimidate, or cause annoyance, inconvenience, alarm, or embarrassment to others.
• To interfere with, disrupt, or disable any part of the Services, including attempting unauthorized access, introducing malware, or engaging in denial-of-service attacks.
• To use automated tools (robots, spiders, scrapers, etc.) to access, copy, or monitor the Services, except as expressly permitted.
• To attempt to reverse engineer, decompile, or discover the source code or underlying components of the Services, except to the extent expressly permitted by applicable law.
• To misrepresent Output as human-generated when it is not.
• To use Output to develop competing models or services.

The Company reserves the right to suspend or terminate access to the Services for violations of this Acceptable Use Policy.

You are responsible for both:

• Making all arrangements necessary for you to have access to the Site.
• Ensuring that all persons who access the Site through your internet connection are aware of these Terms and comply with them.

You may be asked to create an account or provide information in order to access your profile history and access certain Services. If you create an account, you must provide correct, current, and complete information. If you create an account or use the Services on behalf of another person or entity, you must have the authority to accept these Terms on their behalf.

You consent to all actions we take with respect to your information consistent with our Privacy Policy

If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Site or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You agree that you are responsible for all activities that occur under your account.

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms.

Software. Our Services may allow you to download software, such as mobile applications, which may update automatically to ensure you’re using the latest version. Please refer to the Intellectual Property Rights section regarding.

Billing. You may opt to purchase certain Services from us at the rate listed in your shopping cart/fee schedule found at our website at Pricing ("Fees"). All Fees will be charged in the currency displayed at checkout, unless otherwise specified. You are responsible for all applicable taxes and currency conversion fees. If you purchase such Services, you will provide complete and accurate billing information, including a valid payment method.

You will pay any one-time Fees at checkout prior to the commencement of certain paid Services. For paid subscriptions, we will automatically charge your payment method in advance on each agreed-upon periodic renewal until you cancel. You are responsible for all applicable taxes, and we will charge tax when required. If your payment cannot be completed, we may downgrade your account or suspend your access to our Services until payment is received.

If, after checkout, any government agency or third party assesses additional Fees related to such paid Services rendered on your behalf that were not included in our original estimate or billing, you agree to pay such additional Fees immediately upon notice. We may charge such additional Fees to your payment method on file in US dollars. If you fail to make any payment when due, without limiting our other rights and remedies: (i) we may charge interest on the past due amount at the rate of 15% per annum or, if lower, the highest rate permitted under applicable law; (ii) you will reimburse us for all reasonable costs incurred by us in collecting any late payments or interest, including attorneys' fees, court costs, and collection agency fees; and (iii) if such failure continues, we may suspend your access to the Services.

Cancellation..You can cancel your paid subscription at any time. Payments are non-refundable, except where required by law. These Terms do not override any mandatory local laws regarding your cancellation rights. Your cancellation will be applicable after the completion of the present billing cycle.

Changes. We may change our prices from time to time. If we increase our subscription prices, we will give you at least 15 days’ notice and any price increase will take effect on your next renewal so that you can cancel if you do not agree to the price increase.

The Services and its entire contents, features, and functionality including but not limited to all software, models, algorithms, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

Client Work-Product. If you purchase professional services from us (such as corporate formation or compliance services), you will own the copyright and other rights in the final work-product we prepare specifically for you (e.g., corporate filings, contracts, or formation documents). We retain all ownership of the tools, templates, know-how, and processes used to create that work-product.

AI-Generated Output. For any Output (as defined above) generated by our chat or chatbot Services, we grant you a non-exclusive, worldwide, royalty-free license to use, reproduce, and display the Output for your lawful business and personal purposes. We retain all rights, title, and interest in and to the Services and underlying systems. You acknowledge that Output is provided “as is” and may not be unique to you, and that other users may receive similar or identical Output.

These Terms permit you to use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Site, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use and not for further reproduction, publication or distribution.
• If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
• If we provide {Invalid hyperlink URL} with certain content, you may take such actions as are enabled by such features.

You must not:

• Modify copies of any materials from this Site.
• Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
• Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.

You must not access or use for any commercial purposes any part of the Site or any services or materials available through the Site.

If you wish to make any use of material on the Site other than that set out in this section, please address your request to: legal@incubation.ai.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Site in breach of the Terms, your right to use the Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Site or any content on the Site is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Site not expressly permitted by these Terms is a breach of these Terms of Use and may violate copyright, trademark and other laws.

The Company name, the terms Occams, Occams Advisory, Occams AI, Incubation AI, From Inception to Infinity, Incubation.ai, and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Site are the trademarks of their respective owners.

Your Input. You may provide input to the Services (“Input”), and receive output from the Services based on the Input (“Output”). Input and Output are collectively “Content.” You are responsible for Content, including ensuring that it does not violate any applicable law or these Terms. You represent and warrant that you have all rights, licenses, and permissions needed to provide Input to our Services.

By providing any Inputs for the Services, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that:

• You have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns.
• All of your Inputs do and will comply with these Terms.

You understand and acknowledge that you are responsible for Inputs you submit or contribute, and you, not the Company, have fully responsibility for such content, including its legality, reliability, accuracy and appropriateness. We are not responsible, or liable to any third party, for the Content or accuracy of any Inputs posted by you or any other user of the Site.

We may, at our sole discretion:

• Review, monitor, or remove any Inputs if we believe they violate these Terms or our policies.
• Disclose your identity or information about you to third parties who claim that your Inputs violate their rights, including intellectual property or privacy rights.
• Take appropriate legal action, including referral to law enforcement, for any illegal or unauthorized use of the Services.
• Fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting materials through the Services.

YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ACTIONS TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF INVESTIGATIONS OR LEGAL ACTIONS.

Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or Content provided through the Services. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

We may suspend or terminate your account or access to the Site, in whole or in part, at our sole discretion, if: (i) you fail to make timely payment; (ii) you violate these Terms or our policies; or (iii) we discontinue all or part of the Services. Suspension or termination may result in deletion or loss of access to your account and related data. We reserve the right to retain or delete your data consistent with our Privacy Policy and applicable law.

These content standards apply to any and all Inputs and use of Services. Without limiting the foregoing, Inputs must not:

• Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
• Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
• Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these www.incubation.ai 07 Terms of Use and ourViolate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these www.incubation.ai 07 Terms of Use and our Privacy Policy
• Be likely to deceive any person.
• Promote any illegal activity, or advocate, promote or assist any unlawful act.
• Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.
• Impersonate any person, or misrepresent your identity or affiliation with any person or organization.
• Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.
• Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

If you believe that any User Contributions violate your copyright, please see our Copyright Policy for instructions on sending us a notice of copyright infringement. It is the policy of the Company to terminate the user accounts of repeat infringers.

The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

This Site may include content provided by third parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

We may update the content on the Site or in the Services from time to time, but such content may not always be complete or up-to-date. Any of the material on the Site or provided through the Services may be out of date at any given time, and we are under no obligation to update it. You acknowledge that outputs generated by our Services may evolve or change over time and should not be relied upon as current, complete, or accurate information.

We may decide to discontinue our all or some of our Services, but if we do, we will give you advance notice and a refund for any prepaid, unused Services.

Additional terms and conditions may also apply to specific portions, services or features of the Site. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use.

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part

This Site may provide certain social media features that enable you to:

• Link from your own or certain third-party websites to certain content on this site.
• Send e-mails or other communications with certain content, or links to certain content, on this site.
• Cause limited portions of content on this Site to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with. Subject to the foregoing, you must not:

• Establish a link from any website that is not owned by you.
• Cause the Site or portions of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site.
• Link to any part of the Site other than the homepage.
• Otherwise take any action with respect to the materials on this Site that is inconsistent with any other provision of these Terms of Use.

The website from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice.

We may disable all or any social media features and any links at any time without notice in our discretion.

If the Site contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

The owner of the Site is based in the state of Florida in the United States. We provide this Site for use only by persons located in the United States. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the site or any services or items obtained through the site or to your downloading of any material posted on it, or on any site linked to it.

Your use of the site, its content and any services or items obtained through the site is at your own risk. The site, its content and any services or items obtained through the site are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Neither the company nor any person associated with the company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy or availability of the site. Without limiting the foregoing, neither the company nor anyone associated with the company represents or warrants that the site, its content or any services or items obtained through the site will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components or that any content will be secure or not lost or altered, or that the site or any services or items obtained through the site will otherwise meet your needs or expectations.

The company hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose, non-infringement, and quiet enjoyment, and any warranties arising out of any course of dealing or trade usage.

The foregoing does not affect any warranties which cannot be excluded or limited under applicable law. You accept and agree that any use of outputs from our service is at your sole risk and you will not rely on output as a sole source of truth or factual information, or as a substitute for professional advice.

To the fullest extent provided by law, in no event will the company, its affiliates or their licensors, service providers, employees, agents, officers or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the site, any sites linked to it, any content on the site or such other sites or any services or items obtained through the site or such other sites, including any direct, indirect, special, incidental, consequential or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

Our aggregate liability under these terms will not exceed the greater of the amount you paid for the service that gave rise to the claim during the 12 months before the liability arose or one thousand dollars ($1,000). The limitations in this section apply only to the maximum extent permitted by applicable law. The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

Customer Warranties. You represent and warrant that:

• You will not rely on any Output from the Services as a sole source of truth, factual information, or professional advice, and that you will exercise independent judgment and seek professional consultation where appropriate.
• You are not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive U.S. trade sanctions.
• You are not identified on any restricted party list maintained by the U.S. government (including OFAC’s Specially Designated Nationals List, the BIS Denied Persons List, or similar lists).
• You are not using the Services to engage in money laundering, terrorist financing, or other unlawful financial activities.
• You will provide accurate information for KYC purposes if requested, and consent to verification of your identity and source of funds.

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and www.incubation.ai 10 their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) from third party claims arising out of or relating to your use of the Services and Content or any violation of these Terms.

All matters relating to the Site, Services, and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Florida without giving effect to any choice or conflict of law provision or rule (whether of the State of Florida or any other jurisdiction). You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Informal dispute resolution. We would like to understand and try to address your concerns prior to formal legal action. Before either of us files a claim against the other, we both agree to try to resolve the Dispute informally. You agree to do so by sending us notice at legal@incubation.ai. We will do so by sending you notice to the email address associated with your account. If we are unable to resolve a Dispute within 60 days, either of us has the right to initiate arbitration. We also both agree to attend an individual settlement conference if either party requests one during this time. Any statute of limitations will be tolled during this informal resolution process.

Agreement to Arbitrate. You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (collectively, "Disputes") will be resolved exclusively through final and binding arbitration, rather than in court, except as provided in the Exceptions section below. This agreement to arbitrate applies regardless of when the Dispute arose, even if it was before these Terms existed.

Arbitration Rules and Seat. Arbitration will be administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules then in effect, as modified by these Terms. The arbitration will be conducted by a single arbitrator. The seat of arbitration will be Sarasota, Florida, and the proceedings will be conducted in English. The arbitrator’s decision will be final and binding, and judgment on the award may be entered in any court with jurisdiction.

Class Action Waiver. You and the Company agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. Unless both you and the Company agree otherwise in writing, the arbitrator may not consolidate more than one person’s claims and may not preside over any form of class or representative proceeding.

Jury Trial Waiver. To the extent any Dispute is resolved in court rather than arbitration, you and the Company knowingly and irrevocably waive any right to a trial by jury.

Notwithstanding the foregoing, nothing in these Terms requires informal resolution or arbitration of the following types of claims (i) individual claims brought in small claims court, so long as they remain in that court; and (ii) claims for injunctive or other equitable relief to stop unauthorized use or abuse of the Services or to protect intellectual property rights.

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE SITE OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED; PROVIDED HOWEVER, IF APPLICABLE LAW PROHIBITS SUCH LIMITATION.

Our failure to enforce a provision is not a waiver of our right to do so later. No waiver of by the Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Termsshall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

These Terms contain the entire agreement between you and us regarding the Site and Services and, other than any Service-specific terms, supersedes any prior or contemporaneous agreements between you and us.

This website is operated by Occams AI. d/b/a Incubation AI, 2170 Main St, Ste 203, Sarasota, FL 34237.

All notices of copyright infringement claims should be sent to the copyright agent designated in our Copyright Policy in the manner and by the means set forth therein.

All other feedback, comments, requests for technical support and other communications relating to the Site should be directed to: contact@incubation.ai.

You must comply with all applicable trade, sanctions, export control, anti-money laundering ("AML"), and know-your-customer ("KYC") laws. Our Services may not be used in or for the benefit of, or exported or re-exported to (a) any U.S. embargoed country or territory; (b) any individual or entity with whom dealings are prohibited or restricted under applicable trade laws; or (c) any end use prohibited by applicable trade laws. Our Services may not be used for any end use prohibited by applicable trade laws, and your Input may not include material or information that requires a government license for release or export.